The best credit card fraud protection programs available to the American consumer are themselves. While there are many businesses that claim they can protect you against online and offline fraud when dealing with how your credit card transactions occur, your best line of defense is common sense by you, the consumer. If a deal sounds too good to be true, it is and you will be taken if you go through with the transaction.
All of the major credit card companies offer a limited program for protecting their customers from fraud. This is protection against theft or loss of your credit card and its use by any unauthorized person. If your credit card company sends you an offer that charges for this protection, that is a good time to switch credit card companies. This is a free service with most, so never pay for this service.
There are companies that specialize in consumer fraud protection. This protection is helpful for quick identification of an unauthorized person or business using your name and identification on your lines of credit. They can also identify quickly when someone else is posing as you. All these services do is to check the credit reports from the three main credit agencies on a regular basis. You can do the same thing. Best of all, you are legally permitted to use these services once annually. It is your right as an American consumer.
When looking for the best credit card fraud protection programs, know that these are legal scams to separate the consumer from their hard earned income. Once your line of credit is gone, none of these companies will reimburse you for legal expenses to straighten it out. The ones that advertise that they do cover you have major restrictions written in the fine print of their contracts to avoid actually paying out of funds.
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Actually I was probably the first to order. I lived on my computer waiting for pre-order to open and placed my order as soon as it opened. But my payment did not get through for several hours and after several attempts (because of credit card fraud protection). So Notion Ink may have got the original order in right away, but the payment processed a few hours later. Who knows. Just a guess....
Please re-read Ryukaki's post. The fact that Sony had very weak security meant that "anybody" could walk in, take your information, and sell it for a huge profit. You would be unaware and enjoying your 5 years of great service... "until you get a call from a debt company asking for that $50000 you owe them, and still you'll never know HOW it happened". On the other hand, by leaking the information, Sony now has an official responsibility to offer credit protection and it allows you as a consumer to get a new credit card number, etc.
BEWARE! Maine credit protection bureau warns of scam via